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Finance
Do NOT File a Home Insurance Claim
Do NOT make any claims against your homeowner insurance policy or you may be blacklisted by
the insurance industry. The home insurance companies only want to TAKE your money, not PAY
OUT any money. More ... Taxes, Taxes, Taxes: Who Really Pays The Most?
Each April our thoughts turn to the coming of spring and the coming of the tax man. I hear a
lot of people complaining about taxes at this time of year. Not just that they have to do their
taxes and spend hours pouring over old records and trying to figure out indecipherable forms,
but also musings and opinions about taxes in general. More ... Personal Finance 101
The subject of personal finance is very broad, but as a beginning, I would like to discuss what
I consider the foundation of personal finance: security. Security to me means that I am prepared
for the "hit by a bus" scenario. More ... Credit Repair, Doing it Yourself
It may not be so easy to repair bad credit, but there are steps you can take to make the
whole process easier. So, when you find yourself in such a situation, the following advice
could be of great help. More ... Create Your Own Ultimate Debt Elimination Plan
The method is simple. 1. Set a monthly amount. 2. Pay all minimum amounts. 3. Pay extra money
toward the debt with the highest interest rate. This method will ensure that you pay the
least amount of interest and repay your debts as soon as possible. More ... Reverse Mortgage Fears
Most elderly homeowners have spent their working lives focused on the goal of paying off
the mortgage. Taking out a reverse mortgage is, in essence, a decision to do a complete
turnabout ... for some seniors, this just doesn't make sense. More ... How Do I Improve My Credit Score? Discussion of Do's and Don'ts
If you have ever applied for a loan or credit card, then you are aware of the
fact that your credit score can affect whether or not you live in a nice home
or drive a decent car. Even potential employers, landlords and insurance companies
often times look at your credit report. More ... Crushing Credit Card Debt
The average American family is now over $7000 in debt just on their credit cards. That debt
generates an interest charge of over $105 each month if your card charges the average 18 percent.
If you have missed a payment or made a late payment... More ... Reverse Mortgage - Generous Program or Senior Ripoff?
A Reverse Mortgage lets people 62 or older turn the equity in their home into cash
and still stay in their home as long as they live. Is the reverse mortgage an
extremely generous program provided by our government to our senior citizens,
or is it a scheme to let the banks get their hands on senior citizens assets? More ... How to Get Rich With Options
If you buy shares, you usually do so with the hope the price of the share will rise over
time and you will make a capital gain. Options can be used to take advantage of either
an upwards, downwards or sideways move in the market price. More ...
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