Turn On Your Browser's Phishing Filter
You receive an email from your bank informing you that there has been suspicious activity
in your account and that you need to verify your account. In the email is a link to click
that will take you to your bank's website. When you click the link, you are taken to a
webpage on your bank's website displaying a form where you are requested to enter
your password and account information. Fearing suspicious activity on your account,
you comply and enter your password and account information.
Unfortunately, the email was a fake. The webpage that the link in the email took you
to was a very convincing looking fake. Your password and account information on the
form you filled out and submitted didn't go to your bank, it went to Internet criminals.
Your bank account was cleaned out and your identity was stolen. You are now facing
months of misery closing all your accounts and getting new credit cards. You have been
subjected to a phishing scam.
Internet criminals rake in millions of dollars annually from phishing scams.
First of all, no respectable bank or other organization would send you and email with
a link to login to your account. They might send you an email informing you that you
should go to their website and login to your account. You type in the bank or organization's
web address in by hand.
When you arrive at the bank or organization's, you check the address bar in your
browser to make sure you are indeed at the proper website. There are computer viruses
that will redirect certain web addresses to their own convincing looking fake website to
steal your identity. Unfortunately, the Internet today is like the wild west, hundreds of
bandits lurking out there ready to rip you off. But if you have your web browser configured
properly, you can protect yourself from Internet phishing scam criminals.
Both the Internet Explorer and Firefox web browsers have phishing filters that warn
you when your at a suspicious site, and these filters are turned on by default. But just to
make sure, here's how you check your browser's phishing filter:
Internet Explorer 8
Internet Explorer 8's phishing filter is called SmartScreen. To turn on the SmartScreen Filter:
1. Open Internet Explorer 8.
2. in the Command Bar's Safety menu select SmartScreen Filter, then
select Turn On SmartScreen Filter....
If the Command Bar is not visible, right-click on the main menu and in the popup menu
that appears, set a checkmark next to Command Bar.
3. In the Microsoft SmartScreen Filter dialog box that appears, set the radio button
next to (x) Turn on SmartScreen Filter. Then click on the [OK] button.